Raya Holding for Financial Investments announced consolidated revenues of EGP 49.8 billion for the first nine months of 2026 (ended September 30), marking a 9.5% year-on-year increase compared to EGP 45.5 billion in 9M 2025.
Gross profit rose 5.4% to EGP 10.2 billion with a 20.4% margin, while EBITDA stood at EGP 4.7 billion.
Net profit after minority interest reached EGP 1.1 billion, reflecting higher operating expenses tied to regional expansion, increased expected credit loss provisions, and margin pressures across select segments.
Top-line growth was underpinned by strong momentum across Raya’s core subsidiaries.
Raya Trade posted a 21.8% revenue increase to EGP 21.1 billion, propelled by retail expansion and growth in international markets such as Nigeria, while Raya FMCG surged 43.9% to EGP 2.4 billion.
In the fintech space, Aman Holding’s revenues climbed 28.9% to EGP 8.5 billion alongside major regulatory milestones, including preliminary approval from the Saudi Central Bank (SAMA) to establish a microfinance entity in Saudi Arabia and clearance from Egypt’s Financial Regulatory Authority (FRA) to launch Aman Sukuk.
The Group’s technology, outsourcing, and industrial arms also delivered solid gains. Raya Information Technology (RIT) generated EGP 10.7 billion in revenues, and Raya Customer Experience (RCX) grew 27.1% to EGP 2.6 billion on the back of new Gulf and European contracts.
Within manufacturing, Raya Auto’s revenues rose 29% to EGP 1.7 billion following the introduction of new XPENG electric vehicle models in Egypt, while Raya Electric and Raya Foods recorded revenues of EGP 766 million and EGP 1.3 billion, respectively.
Meanwhile, Raya Smart Buildings expanded by 35.5% to EGP 249 million—bolstered by a new facility management deal for Building C5 in the New Administrative Capital—and Raya Restaurants increased 7.8% to EGP 235 million.
To further scale its digital infrastructure footprint, Raya Holding’s Board of Directors authorized finalizing the Equity Purchase Agreement to acquire 100% of a data center facility in Egypt and approved appointing an independent financial advisor to conduct a fair value assessment.
Additionally, the Board approved a treasury share buyback program of up to EGP 20 million to support its employee incentive and reward scheme, reinforcing long-term alignment with the Group’s strategic growth objectives.
